When we are in Florida , We use Bank of America as much as possible. I found out about 3 years ago that they are affiliated with Scotiabank here in Canada and everytime we use our debit card there is no atm fee's. Over the course of the winter that saves use a lot of money, if we need cash for anything any amount ($20- up to your daily maxium) there is no service charge from either bank. You have to be a Scotiabank customer in order for that to work.
If you are a Scotiabank customer check it out with your local bank before you leave home , I wish I had of known that a long time ago