bigdogger wrote:
....snip.......... Wealth and financial security is really about choices and planning and not about luck.
I can only attest to the people I know and their wealth is as much a matter of circumstances, marriage, inheritance, or just dumb luck as it is hard work and intelligence. Look at our grandparents who lived during the depression. Nobody ever worked harder for less in America. Circumstances, circumstances, circumstances.
I am not saying all wealthy people are dumb and lucky, but just because a person is not a Rockefeller does not make him dumb and lazy either. Snobbery is snobbery. I was lucky enough to see where the greatest retirement benefit for a working slob like me was and was able to take advantage of that circumstance.