Quantum82 wrote:
2. Insurance coverage --- would insurance deny payment of a claim if something happened and they saw you were overloaded?? I'm guessing insurance companies would look for any reason to get out of payment, especially liability.
Hey there, Quantum.
Insurance claims don't work that way. They have a contractual obligation to pay the claim. If the adjuster suspects a problem like being overweight (and can prove it), they will forward the file to underwriting where the underwriters will decide whether to mark the policy for non-renewal. This process is pretty rare in my experience.