blown tire collision or comprehensive
I had a tire blow out and i have geico insurance. The blowout caused damage to the camper because i had to get off the bay bridge before i could pull over. I have been told that i am at fault and this...
Forum Discussion
peaches&cream wrote:
Here is the definition as per Geico:
4.Comprehensive physical damage coverage pays for losses resulting from incidents other than collision. For example, comprehensive insurance covers damage to your car if it is stolen; or damaged by flood, fire or animals. To keep your premiums low, select as high a deductible as you feel comfortable paying out of pocket.
5.Collision coverage pays for damage to your car when your car hits, or is hit by, another vehicle or other object.
It appears your vehicle was hit by a object (tire) and caused the damage. Therefore it falls under Collision coverage.
http://www.geico.com/getaquote/auto/coverages-explained/
If you read the definitions in your policy, it plainly states your comp and collision coverages. If you think Geico will rewrite the policy for you, just keep on dreaming.
