Dear Snow birds
Sitting here reading all these posts of you snow birds heading south for the winter is so depressing. I'm only 41 with quite a few years of work still ahead and the wife has a few more than me at 36 y...
Forum Discussion
And to meet one's ultimate goals requires:
1. Living below your means. Buy much less house than you can afford. Drive vehicles until they're unservicable.
2. Saving to the max. including taking advantage of all matching funds on 401K's, etc. Pay yourself first.
3. Starting saving earlier, rather than later. Only time and compounding of interest will get you to your goals.
4. Investing in a diversified investment portfolio. You'll get nowhere in just savings accounts and CD's in this "no interest" times.
1. Living below your means. Buy much less house than you can afford. Drive vehicles until they're unservicable.
2. Saving to the max. including taking advantage of all matching funds on 401K's, etc. Pay yourself first.
3. Starting saving earlier, rather than later. Only time and compounding of interest will get you to your goals.
4. Investing in a diversified investment portfolio. You'll get nowhere in just savings accounts and CD's in this "no interest" times.
