Do you have liability ins on your trailer ???
My 5er ins is due, of course it went up which included comp, coll, and liability. So I thought I'd get a couple of estimates. The first company I called (all major co's) asked why I had liability on...
Forum Discussion
Yes, your auto policy generally extends to liability insurance to trailers that are being towed. Where it gets sketchy is when the trailer is unhooked. There can be significant exposure when your trailer is not attached to the tow vehicle. Your chocking could fail and the trailer roll into something or someone. The previously mentioned injury to someone on the steps or inside the trailer is another possibility. Fire could spread to neighboring rigs. Winds could blow the awning off and it could injure a bystander. Are those things likely to happen? No. But could you financially withstand the hit should the unlikely come to pass? You need to explore the options with your insurance agent. And if you don't have coverage when unhooked, I would spend the couple of hundred a year for peace of mind.
