Do you have liability ins on your trailer ???
My 5er ins is due, of course it went up which included comp, coll, and liability. So I thought I'd get a couple of estimates. The first company I called (all major co's) asked why I had liability on...
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So I just returned form the ins company today to change my insurance from my old TT to my new TT and to clarify (again) what is covered and when;
The tow vehicle liability insurance covers the TT WHILE it is connected to the tow vehicle only. Tow vehicle collision and comp are not extended to the TT.
When the TT is unhooked NONE of the tow vehicle insurance covers the TT.
So I always get TT insurance to cover collision/comp when hooked to the TV and liability/comp/collision when it is unhooked. It only costs $180/year and worth it.
The tow vehicle liability insurance covers the TT WHILE it is connected to the tow vehicle only. Tow vehicle collision and comp are not extended to the TT.
When the TT is unhooked NONE of the tow vehicle insurance covers the TT.
So I always get TT insurance to cover collision/comp when hooked to the TV and liability/comp/collision when it is unhooked. It only costs $180/year and worth it.
