troubledwaters wrote:
Geodude wrote:
shum, actually in Ontario, under the Ontario Automobile Policy (https://www.fsco.gov.on.ca/en/auto/forms/Pages/oap1_forms.aspx) your insurance company won't pay if you're impaired by drugs or alcohol, convicted of certain offences under the Criminal Code relating to driving or any similar offence in Canada or the US (e.g. causing bodily harm, dangerous operation, failure to stop at the scene of an accident, operating a motor vehicle when disqualified). As well, racing or illegal activity, or driving when not authorized by law...
It doesn't say anything like that in your link. Not even close.
Oops, I could have posted a better link, directly to the document. Here it is. Look at section 7.2. This is exactly how it works in Ontario:
https://www.fsco.gov.on.ca/en/auto/forms/Documents/OAP-1-Application-and-Endorsement-Forms/1215E.2.pdf