Extended Warranty ? - Again....
Hi Team, WE own a 2015 37 foot Evergreen Amped Toyhauler. Pretty loaded (5500 Watt Generator, dual A/C, dual awinings, rear deck, etc...). I have a price on a 7 year (actually 6 years as it sta...
Forum Discussion
Things generally fail within 3 months or at the end of their life cycle and are reliable in the middle. It is called the "bathtub curve" in reliability circles. Insurance companies price their product with reliability statistics and profit margin in mind. Then the add sales commission into the price/profit model. Economically speaking the odds are not in favor of the customer and favor the insurance company. If one is handy at doing their own repairs, they would not benefit getting an insurance policy while self-insuring would be the way to gain the most economic benefit. Another consideration would be convenience which is a very subjective consideration. However, convenience is not a good consideration in these types of policies because you get the same service with or without a policy from service/maintenance organization. Therefore it should be a only and economic decision.
