Finance rates?

Essex Credit is 4.89% for 180 months. They are the same as Good Sam Finance. Essex is easy to work with, all done over phone, internet. I used them previously and had no problems.

I agree w/ bluie5. Check w/ your credit union again. Do you have other loans w/ them already? We went thru our CU and got a very good rate <3%. Most dealer rates are higher than what you can secure on your own. Come to think of it, what did you tell your CU the $$ was for? If a personal loan, then yes, the rates will be high. If a RV loan, they should be darn close to auto rates.

When we purchased our Redwood, we found a place called -Lightstream.com.. They are associated with a bank in Florida ( we are in PA ).

They secure the loan against a Credit Card, we were able to get 3.4% for 4 years.

They were completely awesome to deal with, everything was done online..

I'd feel safer dealing with a well known bank, or better yet a credit union that you are a member of. I would be skeptical of someone willing to loan that amount, for 180 months, just using the RV as collateral.

I was looking at CD rates at my bank, and to get 2.05 percent, it would require 50K minimum locked in for 60 months. This being the case, a solid credit union should be able to compete with any honest lender.

How one handles their financial health, is just a step below religion, and politics. :)

Jerry

Check rates on the internet, Google RV financing. Bank of the West is always pretty reasnable.

180 months seems awfully long for just a 50k purchase. It would be many years before you have any equity in it. 180 months is 15 years. Check with the credit union again to make sure your comparing apples to apples.

Tried your bank?