x2 with Dayle1---we had severe hail in 2011 that turned cars into golf balls, shattered windshields and resulted in replacement of an estimated 50,000 home roofs in our area. The only damage sustained to my fiver was a crack in the bathroom skylight, and a few chips out of the plastic trim molding along the back. The roof looked fine and has not leaked at all. I did not detect any evidence of damage underneath the roof membrane.
Took 10 months to wait in line for body shop repairs to my car. My home roof was only 3 years old, but the insurance guy said the hail aged it 15 years in 15 minutes, so replaced it.