How do you decide how much to spend on an RV

wowens79 wrote:
We've been RVing for 16-17 years now, and are looking for a new RV, but are struggling on how much we are willing to spend. We are pretty conservative when it comes to spending money.

We really want a Brinkley Z3100, which will end up probably a little over $80k, but it puts a knot in our stomachs thinking about spending that much money on something that is going to depreciate. Should we settle and spend like $40k on another TT?

We bought an new F-350 last year not knowing what kind of camper we wanted, so we bought a truck to pull what ever we decided on, so we don't have to worry about a new truck.

We could sell some non retirement stock, and pay cash for it, and we would still have an emergency fund of a years expenses. We have no debt other than our mortgage, and it is about a third of our homes value, and financed at 2.4%. It would take us about 2 years to replace the funds if we went with the Brinkley. We are in out mid 50's, and have put 12-15% in our 401k since our early 20's so we should be fine for retirement if the market performs like it has historically.

Should we bite the bullet??

I was in the same boat when I replaced my '02 Duramax. I fell into a used '22 3500 Denali that was about $20,000 less than a new Denali and $17,000 less than a new High Country. Still, dropping nearly $78k on the truck, new FW hitch, tool box and some other doo-dads, was a bit puckering...but not nearly as much as $90-95k would have been. :-) I'm also considering replacing my '17 KZ Durango 1500, but I got it for such a good price that I'll make money on it. I'm lucky enough to have the cash to buy a new FW, then put the cash from selling the '17 back in the bank.

Lyle