How is Southeast Financial?

Excellent.

How's your credit rating? This may determine which lending institutions the dealer may use.

Dumoldles

I didn't know that dealers did a search for financing. I thought that they had their regular financing institutions lined up.

As far as terms, yes, most are about the same as one another. But this is kind of like picking a dealer to buy from. No two are alike, and some are certainly better than others. And some are really bad.

While I like the terms of the loan I have, it's a small credit union. Can't make online payments, and their customer service is terrible. Wish I had known that when the dealer did the search.

I agree. One's about the same as the next. I like to deal with my local credit union. Go where you get the best deal. I'm thinking they're all pretty closely regulated. Is there some special reason you want to go there?

B.O.

Is there any differences between companies? I thought they all were the same. They lend you money, you pay them back per the agreement and everything is good. You miss payments and things don't go so well.