I like to think I'm wiser in my old age, but maybe I'm just more cautious.
If I knew the hurricane was headed to me, I would load the camper up and go camping, about 300 miles inland.
Come back home when services have been restored, and see if you need to call the insurance company.
Having "hunkered down" thru several hurricanes, I can tell you thru experience that there is no reason for you to "live thru it ". There isn't a darn thing you can do to fix problems as they occur. So since you have to wait until the storm has passed anyway, you might as well wait where it's safe and comfortable.