Insurance...Need Assistance...Resolved
This is kind of hard to believe, but I just called my insurance agent to add a 2014 Ram Longhorn we purchased 2 days ago to our policy. When they heard that I would occasionally be towing a fifth whee...
Forum Discussion
State Farm. Bundled up most everything, home, car, truck, motorcycle, RV. The ATV's are with somebody else. Used to have the motorcycle and RV with another company, but their rates went sky high one year so I went with State Farm. Also got better coverage and lower rates that way. State Farm does not sub-contract out RV insurance around here, can't say about other areas.
The problem with multiple insurance companies, other than you are not taking advantage of any multi-line discounts, is if you have a claim where coverage may be under more than one policy. Each company might say the other insurance company should provide coverage. Then you wind up with them pointing the finger at each other, and you are then trying to get that sorted out. Happened to me once on a motorcycle claim years ago, where stolen personal possessions on the bike were taken. Motorcycle insurance company says my homeowners should cover it, homeowners company said I should have had coverage with the motorcycle insurance company.
The problem with multiple insurance companies, other than you are not taking advantage of any multi-line discounts, is if you have a claim where coverage may be under more than one policy. Each company might say the other insurance company should provide coverage. Then you wind up with them pointing the finger at each other, and you are then trying to get that sorted out. Happened to me once on a motorcycle claim years ago, where stolen personal possessions on the bike were taken. Motorcycle insurance company says my homeowners should cover it, homeowners company said I should have had coverage with the motorcycle insurance company.
