Insurance...Need Assistance...Resolved

Hotel California wrote:
This is kind of hard to believe, but I just called my insurance agent to add a 2014 Ram Longhorn we purchased 2 days ago to our policy. When they heard that I would occasionally be towing a fifth wheel, they told me they would not cover the new truck...and wouldn't continue to cover the old truck because it was used to pull a fifth wheel!

Current vehicle and home insurance is via Costco / Ameriprise. We have used them for many years for multiple vehicles as well as for our home insurance. Great pricing and good service. No accidents or tickets for 47 years for either of us. RV is currently insured separately through Good Sam. I need to find a new insurance company quickly.

Does anyone have coverage for vehicles, home and RV through a single reputable company with reasonable rates and decent service? Who is your carrier? Did you compare prices between different companies?

Going to be busy on Monday morning talking to insurance companies. Planning on contacting AAA, Farmers, State Farm, Allstate and Geico. Open to all suggestions for additional companies, or reasons not to bother with some of them.

Thanks.

Wawanesa - Vehicles & 5th wheel - also homeowners.
(5th is a separate RV policy, *not* an extension of truck policy)
Offices located in San Diego, no "agencies" - policies are all written for one year (you can make 3 payments if desired).
-> Wawanesa only writes policies in CA & OR. <-

Wawanesa beat: USAA, AAA, Progressive (for CA) - even the cost of the South Dakota Progressive policy I had when residing in SD - which I thought was *very* inexpensive.
All "apples to apples" - exact same coverage - (beat) by a substantial amt. (Not necessary to have homeowners with them.)

They (only) beat my BIL's GMAC vehicle ins by $300. a year - but he lives in a high (insurance) cost area of Los Angeles.

Funny story about AAA & "testimonial" for Wawanesa:
I was in the local AAA to pay a vehicle registration, the gal asked if I was interested in an insurance quote from AAA.
Told her I already got one - and AAA couldn't beat it (true!).

She asks, "Who do you have?"
I answered Wawanesa.
SHE (the AAA employee) says, "Oh yes we tried to get insurance with them, but they wouldn't take us because my husband uses his car for work".

Kinda made my day at AAA!..:B


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