Not to be debbie downer but a fellow camper may be covered on your RV but have him crash into something doesn't guarantee he is going to turn in 'your' now damaged RV into his insurance.
And if he does turn it in, what If he's out of state now you have to wait an HOPE he sends you the money? And what if he damages someone else's personal property with your RV? Even the most honest person is not going to jump thru hoops for you to cover damages.
IMHO way to many things to go awry
I personally would be concerned about how 'experienced' your fellow camper would be.
Just because he had his camper all backed in and parked real nice doesn't mean it didn't take him 20 tries to get it in there!
Been there and sat and watched it more times than I care to admit! :B
