I'll bet $10 he doesen't have any health insurance. After he tries it two or three more times, he'll probably have a crash he doesn't walk away from. Then it's going to be some sort of rescue squad out there and a helicopte medflight to get him to a hospital. Then he'll just walk away from the bill and someone else gets stuck with his bill. Do I know for sure that he doesn't have insurance? No, but I will bet the $10.
Bill