miboje wrote:
….I still think that even $50,000 is still pretty high considering that an RV is a "want" rather than a "need”..
You say ^^
miboje wrote:
Each of us can afford different things and we all have different needs…
But just before, you said this ^^ So I’m not sure your point.
miboje wrote:
…RVs, just like most vehicles, depreciate as soon as you drive them off the lot....and depreciate and depreciate pretty much into infinity. Unless a person/family is going to go full-time, my mind simply cannot justify spending soooo much money on a depreciating asset that is really just a want/toy. …
How much is the correct amount for a toy?
miboje wrote:
…Maybe we aren't a typical family, though. We work hard for every dollar…
Typical families don’t work hard?
miboje wrote:
…Neither of us come from a wealthy family, we don't have high-paying, elite or exclusive jobs despite both of us being highly skilled, intelligent and resourceful. ..
No matter how much or how little you have… There’s ALWAYS someone with less, that thinks you’re wealthy… And there’s ALWAYS someone with more that could make you feel poor.
miboje wrote:
…We scrimp, save, do without, make due with what we have…
So does everyone in their own way.
miboje wrote:
…I am just amazed that I see quite a number of people on these RV forums that are driving new or fairly new and expensive TD trucks, and having new or fairly new and expensive RVs...at that same time. I just cannot imagine how anyone affords to do that….
So….. You’re amazed that everyone is not the same as you? I don’t get it. See my response about comparing yourself to others.
miboje wrote:
…If anyone cares to enlighten me, I'm all ears. I do think, however, that it is *mostly* retired folks that can afford to do that. Is that actually how much money we'll have after our kids are out of the house? :B
I am an IT professional in my 40s with 20 years experience in my field. I earn well over 6 figures. My annual bonus last year alone was more than some people earn in total. My wife works as well. One adult child out on their own. We live in an area with a very low cost of living (energy, insurance, food, real-estate) - while some have to live “near the action”. We carry no revolving debt - while some we know consider credit cards a part of their ‘income’. We cook and eat at home each night for dinner - while many eat out ever night. We don’t go out much - many of my friends ‘check-in’ from the movie theater or Starbucks quite frequently. Although I think I look nice when I dress for work (khakis and golf style polo shirts), I buy nearly all my clothes at Walmart - I have coworkers that on ‘casual friday’ wear “$200 jeans - that’s just stupid. My iPhone is 3 years old - while most can’t stand to not have the latest. I ~do~ have a last years model iMac - but only after using my last iMac for 6 years before giving up.
Success is not an income level, size of your home, or number of toys you have…. Success is being satisfied with the level of effort necessary to maintain your desired standard of living.
What more do you want to know?
