Cummins12V98 wrote:
Have towing coverage on the truck AND 5er thru your Ins co, it's dirt cheap. If you need assistance call for it your self and get someone out there NOW!!! Depending on someone else is a CrapZ shoot!
Pay the bill and get reimbursed.
This. But depending on how much coverage your insurance policy covers, you still might need to have something like AAA.
But I can tell you, speaking from experience, you are MUCH better off calling around to find a tow if this happens than waiting for AAA/GS/any other service to send someone to rescue you. That can take hours.