Forum Discussion
lbrjet
Mar 19, 2014Explorer
True, a multi-state plan only means that different states offer the exact same plan. It does not mean that your insurance can be used in multiple states. The new HMO plans only cover emergencies when you are out of your home state. Find a state that offers a PPO plan with a good network like BCBS. Indiana is offering only HMO's now as our PPO plan went away. We just relocated to Arizona and got a much (much much) better PPO plan through the same provider, BCBS.
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