Affordable insurance for full timer in S.D.
We received our letter requesting proof of residence today from South Dakota, Sanford Health plan, they request 2 forms of proof that we have been residence for 9 months. We do our banking , have dri...
Forum Discussion
was_butnotnow wrote:
What they told is not what is stated in this article.
After reading this you I think should contact www.rverhealthinsurance.com
Again read this on RVerHealthInsurance.com
As this article states you have to ask and ask again to get to the bottom of your question to get a correct answer.
was_butnotnow, this is the second time you've quoted that entire article in this thread. I'm troubled about asking and asking again to get a "correct" answer. How do you know that last answer is correct? Why wasn't the one before that correct? It matched all the previous answers, after all.
The Avera website never mentions MultiPlan, and the MultiPlan website never mentions Avera. The provider search on Avera's website has only a few states, and for some of those states, the only provider is a durable medical equipment company or a lab. In all of Georgia, there's one doctor, who practices pediatrics and cardiology.
If there's a bigger network available for routine care, shouldn't those doctors be included in the provider search? Or if not, shouldn't there at least be a mention somewhere of its availability?
The part of the article I have trouble with is at the end:
Avera still holds the position that they are not an ideal choice for RVers whom travel outside of the SD region extensively. Nevertheless, there is nothing in the Avera Health Plan Certificate of Coverage that prevents a full-time RVer domiciled in SD from enrolling in their plans and utilizing the MultiPlan network.
Why doesn't Avera itself think it's not an ideal choice for fulltimers with a SD address? If insureds have access to a nationwide network for routine care, then what's the problem?
And I looked at the certificate of coverage and there's no mention whatsoever of the MultiPlan network, so I don't see how it can be said that there's nothing that prevents someone from utilizing it. Then again, I'm not an insurance agent.
Does anyone reading this have insurance through Avera? If so, is the MultiPlan logo on the ID card? That would at least mean there's a relationship between Avera and MultiPlan. However, it does not mean that routine care is included. I would want to get that in writing.
