We have been fulltime for 9 1/2 years and doctors/dentists and hair stylists have been our biggest issue. We have been fortunate to find providers who offered cash discounts. We were not Medicare age so we purchased high deductible policies that usually don't cover any preventive care. We have gone back to our family Dr in Reno, we found a clinic in MT and a lab in MT that were reasonable. We've also paid attention to things like breast cancer month (October), a lot of providers offer $65 mammograms. February is heart health month and we saw an ad for a cardiology practice that was offering a lipid panel, mini cat scan and office visit with a cardiologist for $99 a person. This year one of us went on Medicare and the other is still using the high
deductible policy. There are discount dental plans that I've found online, pay $70 and get 1/2 price on every dental service. You have to be responsible and keep up with your medical care. When visiting a new practitioner we provide that last 2 years of lab work and mammogram reports