wannavolunteerFT wrote:
GMandJM, like you, I am excited to see the Self plus One option coming out...Maybe this January my check will go up instead of down, due to insurance increases outweighing any increase in pay.
I'm with you on that, but with no COLA next year (for me, anyway) I'm thinking it's gonna pretty much a wash. That could be just wishful thinking on my part though. ;)
It will be interesting when the actual numbers come out, but I've been looking some of the "hypotheticals" and they're all over the place price wise.
With FEBH it's really going to be a smaller, defined pool of people: Retirees plus one "dependent" (spouse, presumably) who are not age-eligible for Medicare.
And I guess that's what bothers me so much about the BCBS TX thing. That was also a smaller, defined pool of people they're shuttling into HMOs or offloading to other insurers. (Or "shedding", for those who might disagree with the term "offloading".)
BCBS TX is still offering PPO plans to people who have insurance through their employer.
They're just not going to offer PPO plans to people who self-pay for private policies. Self-payers will be offered only HMO's (which most people would not prefer.)
Apparently that unemployed/self-employed, pool of people in TX who pay for health insurance out of pocket, on its own, was too expensive to BCBS.
And it makes me wonder what "pool of people" BCBS (or any other insurer" is going to target next.
