I call, tell the person that I don't want to yell at them so get me a supervisor, then proceed to ask supervisor if they want to keep our business. If not, other companies do. That usually gets a "we're sorry, let me get this corrected". That said, we know that going through California I have to call before we enter and start getting $200+ worth of diesel every other day - - California has a real problem with fuel and people using stolen cards.
It is irritating but I suppose with everything getting hacked it is something we have to learn to live with.
Barb