Forum Discussion

hamhike's avatar
hamhike
Explorer
Aug 12, 2017

Full Time RVers using mail forwarding and Denied Credit

We received a letter from Capital One Credit card stating that our mail forwarding street address was not valid for a physical address and that commercial mail forwarding companies address could not be used either. We ran into problems when we applied for a RV loan as well. Any other Full Timers had the same problems.
  • It is just a credit card.... why do you want them specifically?
    Well known issue with banks and no permanent address.
  • Think it depends on the bank. When I recently bought a truck, I was financed through one bank but one of the other banks that the dealer shopped for me sent a letter telling me they denied a loan because they "couldn't verify my address". It's one of the big mail forwarding services many fulltimers use. So one bank had no problem with it and another did.

    Shop around and find one that gets it and wants your business. They're out there.
  • You've got to know someone who will let you use their address and then do everything electronically.

    Bill