This reminds me of an error that I think some people are making (and, I can't say that it applies to you; too many unknowns). People go straight for the Bronze plans, because they are "cheaper." But, if they qualify for a subsidy, they may also qualify for cost sharing (reduction of deductible, max out-of-pocket, etc.) But... the only plans qualified for cost sharing are Silver plans. For some, then, a Silver plan will turn out to be far less expensive than a Bronze plan.
Louba wrote:
...I was then able to retire at 62 and got a BCBS bronze level plan for $293 for the two of us after subsidy. It's $5000 deductible, not the best health insurance I've had but it "hopefully" will protect us from getting wiped out by a major illness which was what our goal was...Lou