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Vector330ix's avatar
Vector330ix
Explorer
Mar 10, 2019

Insurance company that insures rebuilt title 5th wheel.

We purchased a rebuilt 5th wheel. it really didn't need much at all and was a very good deal. We did more work to it and honestly its perfect now.

However, its still a rebuilt title.

What we are wondering is has any of you got your rebuilt title RV insured? Ofcourse the obvious second question is have you got it insured and the insurance company KNOWS its a Rebuilt?

If so what company are you using. We have been doing a lot of research and have not found a company yet to insure this trailer.
  • Vector330ix wrote:
    Now i would like to amend this post to say this. Please don't respond simply to say "there are companies out there" or " there are NOT companies out there" we are looking particularly for the answer of "who do you currently have that insured your Rebuilt camper"


    RVs are a depreciating "asset" that loses value from the second you sign your name to the title until it is torn into scrap.

    You obviously got it "cheap" or some cut rate cost deal..

    There is very little to NO "value" in "rebuilt" RVs from an insurance company perspective..

    So, the burning question is WHY do you "need" insurance on YOUR "rebuilt" RV?

    You personally tool a gamble at a rebuilt RV, Insurance Co's are not interested in gambling with rebuilds. YES, they will insure NEW and USED, but you are going to pay an arm, leg and your first born to get one willing to insure a rebuilt RV AND you might not get much insurance for the money you will dump into the insurance cost.

    You might be able to get insurance to cover your personal items inside for a decent deal but the 5vr may be an issue.

    Did you check with your auto insurance (assuming you are towing).

    If you are not towing and insurance is required by the campground you might be pushing boulders up hill with your nose..
  • Now i would like to amend this post to say this. Please don't respond simply to say "there are companies out there" or " there are NOT companies out there" we are looking particularly for the answer of "who do you currently have that insured your Rebuilt camper"