Forum Discussion

SGTJOE's avatar
SGTJOE
Explorer II
Oct 23, 2016

Insurance Increase

We went FT in July and are now South Dakota residents. License plates cost less then half of Utah plates and no State income tax. What we did find is that our vehicle insurance increased by $300.00. Why? It seems that the Comp. coverage is more costly in SD due to weather related damages. Hail was the main driver plus less people and more costly repairs.

Anyone else experience this??

12 Replies

Show More
  • Old-Biscuit's avatar
    Old-Biscuit
    Explorer III
    Oct 24, 2016
    NOPE......
    FT homeowners insurance policy with full comp auto policy for truck and 5th wheel went down but that is compared to rates in So. CAL.

    For giggles.ask your ins. agent for identical policy just change of address to TX

    That will open your eyes.

    We checked.....double rate on 5vr and 50% rate increase on truck (or vice versa..just remember it was a 2X and 1/2 rate increases just to change address from SD to TX)

About Full Time RVers

1,587 PostsLatest Activity: Jul 05, 2025