Forum Discussion

VintageCowboy's avatar
VintageCowboy
Explorer
Sep 29, 2016

Medical Insurance for South Dakota Full Timers

We have been full timing for the last 5 years. Based with Americas Mailbox in Box Elder. My husband has Medicare but I'm only 54 so I'm looking for just a major medical plan for myself to cover us while traveling. Any ideas or perhaps you can direct me? Thanks in advance for any feedback!

6 Replies

  • EsoxLucius's avatar
    EsoxLucius
    Explorer
    Sep 30, 2016
    Plus it was not available under the exchange, hence those eligible for a subsidy couldn't use it. Many under 65 full timers rely on the ACA subsidy to even be able to retire early.
  • Old-Biscuit's avatar
    Old-Biscuit
    Explorer III
    Sep 29, 2016
    Looks like there MIGHT be changes for SD Medical Options

    Major Medical Health Insurance for RV’ers and others with a mobile lifestyle is now available in South Dakota! Wellmark Blue Cross & Blue Shield offers health insurance to those under age 65, who are not Medicare eligible, as long as they have a South Dakota address and a South Dakota driver’s license. Wellmark Blue Cross also offers Medicare supplements over 65 now.

    DakotaPost partners with Dougherty Insurance. Contact Dougherty Insurance to discuss your options at 605-361-6318. Dougherty Associates has over 20 years experience in RV Insurance, Auto Home Insurance, Commercial and Health Care in Sioux Falls, SD. For additional information please see Dougherty Assoc | RV Ins | Auto Home Ins | Sioux Falls | Commercial Ins | SD or our Partnerships page at www.DakotaPost.net .

    To contact Wellmark Blue Cross & Blue Shield directly please see https://www.wellmark.com/i-buy-my-own/how-to-enroll scroll to the bottom and chose “Find an agent”. Open enrollment starts November 1.

    NOTE: DakotaPost is a SD Mailforwarding Service formally known as Alternative Resources in Sioux Falls
  • TechWriter's avatar
    TechWriter
    Explorer
    Sep 29, 2016
    Nutinelse2do wrote:
    Last I knew, SD was very unfriendly for Nationwide health insurance coverage.

    SD does not offer any health insurance plans with nationwide networks. This is a deal breaker for full time RVers.

    There are many states that currently offer health plans with nationwide provider networks, like BCBS PPO plans.

    See Where the PPOs Are.
  • Nutinelse2do's avatar
    Nutinelse2do
    Explorer
    Sep 29, 2016
    Last I knew, SD was very unfriendly for Nationwide health insurance coverage.

    I would suggest heading to the escapees forum for better info.

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