Medical insurance

The Gov't site is no where near ready for October 1st to sign up for Federal Exchanges.

And I got my information from a Business Channel. The same one that shared all of the Tax increases to pay for Obamacare this morning.

BeckyIO wrote:
I'm pre-retirement age (waaay pre-retirement age) and like many I used ehealthinsurance.com to find a high deductible policy, mine is $5000 so I have an emergency fund set aside with that much in it, just in case. I am healthy and not on any medications. It'll be interesting to see how options have changed when my renewal comes up next year but I'm not going to be stalking the new sites until then. What I have now works.

I do hope that you are going to look at what is available for you in your state next week. You may end up with a surprise or not, but you won't know until you look and see what will be available.

Barb

I'm pre-retirement age (waaay pre-retirement age) and like many I used ehealthinsurance.com to find a high deductible policy, mine is $5000 so I have an emergency fund set aside with that much in it, just in case. I am healthy and not on any medications. It'll be interesting to see how options have changed when my renewal comes up next year but I'm not going to be stalking the new sites until then. What I have now works.

hitchup wrote:
Both of the CEO's were on saying they are much better equipped than the Gov't site will be.

What would you expect them to say?

BTW, the "gov't" site(s) will offer a collection of plans from private insurers.

hitchup wrote:
I heard this AM that the State Health Exchanges will have a limited # of Physicians to see. This might be a problem when you're traveling out of state if you don't choose the correct insurance plan or provider.

Then yesterday, besides Ehealthinsurance, there are other online places that are ready to step in to find you insurance where the Gov't run State Exchange may fail to produce a large enough database. Both of the CEO's were on saying they are much better equipped than the Gov't site will be.

And where did you hear this?

Barb

I heard this AM that the State Health Exchanges will have a limited # of Physicians to see. This might be a problem when you're traveling out of state if you don't choose the correct insurance plan or provider.

Then yesterday, besides Ehealthinsurance, there are other online places that are ready to step in to find you insurance where the Gov't run State Exchange may fail to produce a large enough database. Both of the CEO's were on saying they are much better equipped than the Gov't site will be.

DianneOK wrote:
BarbaraOK .....What health section?

She found it 8 minutes after making that post. :)

Sarpet wrote:
Wife and I are committed to selling pretty much everything and full timing. Medical insurance premiums are a huge concern for us (we can handle anything else). I am curious what non-Medicaid full timers are paying? We are both 50 and take low doses of blood pressure meds ( we are working hard to get off of them). We are thinking of $2500 deductible plans to keep premiums down and just cover the deductible if needed. I know Obama care will change things but it's anyone's guess by how much. Any advice or experience would be appreciated.

I'm taking COBRA @ $1054/month w/dental & vision for my wife & I. Our POS plan has $1000 family deductible, 10% co-insurance, w/max out-of-pocket of $4K.

Though pricey, we decided to keep this plan until the Affordable Care Act (ACA) starts in Jan 2014 because we should be eligible for a health care plan subsidy.

Originally, we signed up for a www.ehealthinsurance.com plan, but quickly found that the plan cost was "uprated".

You would be wise to start shopping at www.ehealthinsurance.com and see what you can get.

However, in another week (Oct 1) you'll also be able to compare plans on www.healthcare.gov. This is the ACA site that my domicile (WI), Texas, and people in 32 other states will use because their states opted not to set up their own state health plan exchange.

Today's Dallas Weekly has an info section on the new act.

Found it - - all I saw on my drop down menu was RVing with Disabilities

Thanks

Barb

BarbaraOK .....What health section? The "RVing with Disabilities and General Health" section....located in the Forums drop down menu....