Forum Discussion
NCWriter
Oct 21, 2016Explorer
Yes, per the Scottiemom post - perhaps you didn't mean to type "advantage"?
Because Medicare Advantage plans are completely different coverage from Supplemental policies, and cannot be combined. If you choose Advantage, it replaces traditional Medicare and often includes drug coverage. You can drop it any year during open season and go back to traditional Medicare or a different Advantage insurer.
"Medigap" supplemental insurance coverage is available when you become eligible for Medicare and they have to take you by law at that point. State laws vary, but they may not necessarily offer you coverage later. It "supplements" traditional Medicare - I have Plan F, and never pay deductibles, for example. People with Supplemental typically buy a Part D drug plan as well.
Because Medicare Advantage plans are completely different coverage from Supplemental policies, and cannot be combined. If you choose Advantage, it replaces traditional Medicare and often includes drug coverage. You can drop it any year during open season and go back to traditional Medicare or a different Advantage insurer.
"Medigap" supplemental insurance coverage is available when you become eligible for Medicare and they have to take you by law at that point. State laws vary, but they may not necessarily offer you coverage later. It "supplements" traditional Medicare - I have Plan F, and never pay deductibles, for example. People with Supplemental typically buy a Part D drug plan as well.
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