Forum Discussion

caysea7254's avatar
caysea7254
Explorer
Mar 11, 2018

Timing?

DH will retire 2nd week in Jan. 2019 & we plan to fulltime as soon as we can after his last day of work. Question in what order do we do everything? Selling the house, do we put it up before he retires so hopefully it would be sold by retirement or shortly after. We live in Indiana so if we put it up and sells before Jan. we will be living in 5th wheel in winter. Another concern is he will start getting his social security the month of Jan. 2019 also. If we haven't got a new domicile by then , then we will have to change address not long after he gets everything set up for SS. We have been planning on this fulltime dream for such a long time and the closer it gets our minds just cant sort out everything! Any suggestions and advice from anyone that has gone thru this would be very much appreciated. Tara
  • Thank you everyone we appreciate all the info. We do have several Rv parks within a 40 minute drive of his work. We have been thinking of just putting it up this June then if it sells go to Rv park or try and get camp host job at one of the 2 state parks that are less than an hour away, but it is very hard to get camp host job at those parks. They have the same camp hosts year after year. 2gypies , how can we get a new address when we still live at this one? Do not understand how that would work. Sounds good though! Thanks again and I am sure I'm going to have lots more questions to ask u guys!! Thanks again Tara
  • caysea7254 wrote:
    how can we get a new address when we still live at this one?


    You can own homes in other states but can only domicile in one. You can get mail in other states but you're still domiciled in only one. Just receiving mail in a state does not mean you're considered domiciled in that state.

    By just having your mail forwarded to a mail forwarding facility does not break ties with your present domiciled state. You will still pay taxes to your present state, you will still vote in your present state and your vehicles will still be registered in your present state. It is your state of domicile.

    Until you break ties with your present state it will be your domicile.

    Once you sell your house and want to make the break from your present state then you will choose whatever state you want to domicile. Hopefully, you will have chosen your mail forwarding to be in that state beforehand as it will make the process easier and faster since you'll already have your new address. You'll then have to go to your newly chosen state to register your vehicles, change your insurance to the new state and register to vote. With your new domicile address you will now be paying taxes to that state.

    I hope this makes sense.
  • I would not plan on selling your house before DH retires and living in the 5th wheel in Indiana in the winter. I am an Indiana native and I cannot see that working. I supposed you could find a winter camp, but it depends on where you are at. My guess you aren't going to find one. I would spend the time between now and January getting your house emptied and ready to put on the market. When he retires and when you have your house ready, hit the road.

    We left in September and had a friend/realtor list our house. It sold the first week we were gone. Did everything by phone and fax and never had to return to sign anything.

    Dale
  • Thanks for explaining 2 gypsies, I appreciate it! And yes that is what we will do. We plan on Domicile in SD. So, we will get our mail and new address and get a new bank before he starts receiving SS and dealing with finding a supplement for Medicare. The house well, probably wait till Jan 2019 to put it up for sale. We have close friends that are realtors, so we will head out Jan and let them sell the home, like Scottiemom did. Thanks for sharing Scottiemom! Thanks to everyone for all your advice, we really appreciate the valuable info. Tara:)