Forum Discussion
stickdog
Jul 28, 2013Explorer
waltfire wrote:
Do you really need to claim you are full time? I am about to go full time my 5er is under farm bureau insurance with my truck. I don't want to rock the boat with rates, they are good right now. Not sure why it would matter, with some of the posts I read seems like full time means it is stationary and living in it full time, that's just not the case for us we travel.
Fulltimers insurance is more akin to homeowners insurance. If you have a total loss such as fire everything you own is gone, if you have ample fulltimers insurance it gets replaced. If a guest slips on your stairs leaving after a rummy game and breaks a hip does your present farm bureau ins cover the medical care and possible law suit?
As my daddy always said if you don't have enough in the bank to cover cover an unforeseen event you better have insurance and the right kind.
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