Are bicycles covered for roadside assistance?
I'm older, and ride a 2 wheeler pedal powered bike all over the city and suburbs. If it broke down for whatever reason, flat tire, other mechanical failure, would it be covered by Good Sam Roadside As...
Forum Discussion
nickthehunter wrote:
You need to read the definitions section of your policy, under definition for “vehicle”, If it includes bicycle as a vehicle, it’s covered; if not, no joy. It does not matter what Ontario says is a vehicle, all that matters is what the policy says is a vehicle.
Also note, the policy will have extra pages attached that modify the policy. Check those for modifications to the “definitions”.
I'm not disputing their brochure, but it does mention several types of vehicles in generalities in the paragraphs I quoted from the Platinum brochure, which states
"PROTECTION FOR ALL VEHICLES
All owned, leased, rented or borrowed private-use, non- commercial vehicles are
included:
• Any RVs you own, lease, rent or borrow
• Any Non-Recreational vehicles you own, lease, rent or borrow
• Any personally owned vehicles Members loan to an Extended Family Member"
My question to Good Sam was, a bicycle is generally considered to be a vehicle legally, and so, should probably be covered under the general statement of coverage quoted above. (Non-Recreational vehicles...)
They've arbitrarily decided that a bicycle is not a vehicle, in contravention of several federal/state legal definitions of same.
Many US states do define bicycles legally as vehicles (or carriages, as defined longer ago), as does the Uniform Vehicle Code which also defines them as vehicles. Even the United Nations defines them as vehicles.
https://en.wikipedia.org/wiki/Vienna_Convention_on_Road_Traffic
https://en.wikipedia.org/wiki/Bicycle_law_in_the_United_States
An after thought probably, but they do go on to more clearly define which specific vehicles they'll cover, as their lawyers probably suggested they better, or some crazy person will ask about bicycle coverage.
