I've got roadside emergency service with my insurance company. Have had to use it 5 or 6 times over the years with 100% satisfaction in some of the most out-of-the-way places. My misfortunes have involved transmission failure, flat tires, broken serpentine belt, and a lockout. IIRC, that part of my premium today is about $18/yr. Now, I don't have a Good Sam smiley face on the forum... no Entertainment Discounts, VIP Concierge or Travel Agent Services... nor any inspirational dissatisfaction to change.:B YMMV.