Beware of Good Sam Auto Insurance

David-n-Nancy wrote:
I purchased Good Sam Insurance for my car, truck and RV 6 months ago It was a good rate so I changed from Geico. My renewal has come up and my rate has increased by $100.00. I've made no claims and my vehicles have all depreciated for the 6 months so why has my rate gone up? I called and I was informed that the rate in TX have gone up do to amount of claims. I asked, if I had a claim my rate would have gone up and was told yes.So my rate went up not because I'm a careful driver but because other people made claims and I get to help pay for theirs even though my vehicles have depreciated for 6 months and the Insurance Co. exposure is less.

All this tells me that when you buy Ins. expect a low rate to get you in and then start jacking up the rate each renewal date.

Dave

This is how insurance works. When you rate shop, you will get a low ball entry rate. When it is time for renewal *wham* high rate and it may be higher than your previous rate.
Build a relationship with an agent locally. Stay with them and call your agent when you think you are getting an unfair rate hike.
I have the same agent now for over 20 yrs. My rates are comparable to any quote you get from the heavy advertisers. My renewal came in a few months ago with an increase of about 12%. Called the agent and he got it reduced to only a 2% increase with no change in coverage. Knowing someone always helps.