floridacamper wrote:
We are in the process of looking for our retirement home and that opening up another credit card will hurt my credit score and possibly cost me more money.
Opening up another credit card should not affect your credit rating. Nowadays companies look at it like "if all these other places trust your credit, you must be a safe risk." Old school was you should cancel unused cards but on your crediting rating canceling cards is a more likely ding. If you don't want the card you would be better off just cutting it up