While I appreciate your responses and opinions, I chose to purchase the plan because it met my needs at a time in my life when I've determined I can afford the 'extravagance'.  And, you may be surprised as I was, but I have now received answers to my question from the dealer and follow-up from an individual at the corporate level at Camping World.  I've only purchased an extended warranty at one other time in my life.  This plan is a little different than a warranty.  I consider this plan to be 'insurance' and will be fine if I never use it.