In 2003 I financed a late model used travel trailer directly with Bank of The West at a low interest rate. Loan was arranged thru a San Marcos Texas RV dealer (Camping World of San Antonio on I 35) and after 7 years I paid the loan off early at B of the West in Reno with no problems. I was also a GS member for several years but glad not anymore.
Then there was no Essex Credit involved and I never heard of them until now in my financing or purchase of the TT. USAA would not make a loan on used RVs then so I went with B of W. From date of purchase to loan approval and trailer tags took about a week to 10 days as I remember. I put up $1000 as down payment or maybe it was earnest money. As with everything else they seem to be adding more middle men to every process/activity. Good luck to you
