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smittysdi's avatar
smittysdi
Explorer
May 15, 2015

Good Sam Insurance - Now Cancelled

I have had Good Sam insurance since 2010 for my vehicles (3) and my homeowners. Unfortunately the premiums rose considerably each year. Finally this year the homeowners went from about $800.00 to over $1200.00 for the same coverage, when questioned about this we were told it was because of credit report. We contacted the credit bureau and were told our credit was still great & they don't give any type of rating's other than credit. We called the insurance company back & when confronted with this they then said we need to share the risk. We have had NO claims of any kind on homeowners policy's since owning our present home (11yrs). I decided to get new quotes for ALL our insurance & found we could get EXACT coverage for just under $800.00 on homeowners from a well known insurer, also for the same auto coverage we are paying about 22% Less now. I would suggest you check prices at least every couple years as Good Sam apparently does not value loyalty from their customers. If not for the Large increase in homeowners I would not have checked. Total cost was about $5200.00, now under %4000.00. Just a thought.

23 Replies

  • X3. I had same sort of issue with Allstate. They just kept jacking up my rates each year...tried to sell me "accident forgiveness". That what really is comes down to charging you up front for having an accident in case you have one later.
  • Old-Biscuit wrote:
    It's not just Good Sam raising rates

    And it is always best to check rates .

    Use to be 'loyalty' with a company meant something......not any more.


    X2, State Farm is getting on my nerves lately
  • It's not just Good Sam raising rates

    And it is always best to check rates .

    Use to be 'loyalty' with a company meant something......not any more.

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