azdryheat wrote:
To be fair, Progressive says the following on their website:
Roadside Assistance provides towing to the nearest qualified repair facility and pays for necessary labor at the time and place of disablement when the RV is disabled due to any of the following:
Mechanical or electrical breakdown
Battery failure
Insufficient supply of fuel, oil, water or other fluids
Flat tire
Lockout, or lost or stolen keys. (We dispatch a qualified service provider; you only pay for the cost of the keys.)
Entrapment in snow, mud, water or sand within 100 feet of the roadway
This coverage extends to trailers and vehicles being towed by a motor home and vehicles towing travel trailers, even if the tow vehicle is insured with another insurance company.
If you use this coverage, you pay nothing out of pocket.
Roadside Assistance is available 24/7, anywhere in the United States or Canada.
Progressive won't pay to have it repaired at the side of the road. They will tow you to a place that can repair it for free, but you have to pay the shop that does the actual repair. I think the OP got lucky, I was out with someone who has Progressive and they were charged labor to change a tire, $145 as there was a minimum 1 hour, which is about what it took him, and that included a new valve stem. I am not sure what he was charged for the tire.
