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youngone's avatar
youngone
Explorer
Apr 29, 2016

Good Sam Vehicle Insurance Plan

Looking into putting my 5th wheel insurance through Good Sam. What do you think, should I or not?

15 Replies

  • We had Good Sam insurance (first with GMAC and then Nat Gen) for quite a few years with first our trailer and then with our motor home. Rates were good and had a windshield replace with no problem and no increase in rates.

    However, a couple of years ago, I got a ticket in Oregon for running a red light in our toad; and I might add, the first ticket I'd received in over 20 years. My next insurance bill was almost triple of what I was previously paying....I repeat.... almost triple!

    Searched around and got quotes from a half dozen other companies and finally went with Geico for actually less than what I was paying Nat Gen prior to the ticket.

    FWIW...my vehicles included two Toyota pickups, our toad, my wife's Avalon (now Lexus) and our motor home.

    Draw your own conclusions.

    Ron
  • I think the OP is talking about insurance (liability, collision, etc.) and not roadside assistance. I have my trailer insured thru the Good Sam Insurance Plan (National General) but can't tell you much about it. The prices have always been reasonable but I have never had a claim so I don't know how good they are when actually needed.
  • Thanks cekkk for your post. I wanted to clarify that a call to Good Sam Operational and Technical Assistance, followed by a call back for a tow or other service, does not mean the member would have to pay for the tow. In this example, we would assist with the call to our Certified Master Technician team, and also coordinate a tow or other service if needed.

    Thanks again
  • Good Sam and Coach-Net are better suited for roadside assistance on RVs than the regular auto insurers. A year of Coach-Net service came with my Jayco, so I've stayed with them. Like most insurance, you hope you'll never need it.

    Within a half an hour of picking up our new Eagle, I encountered a problem in a parking lot where we'd stopped. It was raining and generally miserable that evening, but a call to Coach-Net got me to a tech who explained what I'd done. With his help I found the problem and we were on our way within a couple of minutes.

    I've since learned that there's a hitch to that. If true, it is that if you accept tech advice and you still can't get back on the road, calling back for a tow is on your dime! Check the fine print, whatever you purchase.

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