peaches&cream, Thank you for the feedback. I agree, I have done some homework and was just looking for some added information.
rockhillmanor, I have State Farm also. I have had them for many years. We have been fulltimers for the past ten years with low rate and no claims. What I am concerned about is State Farm limited coverage because we don't own a home (brick and sticks). We only have the car and Motor home. Should something happen to the Motor home,our coverages is only for fair market value with no coverage for personal items. Without some kinda of home owners policy, we could have a problem if someone is hurt while in our Motorhome. During my search for better insurance, I was told I needed to get a company that works with fulltime Rver's? I am also interested in a policy that gives me diminishing deductibles.
Thanks to everyone for their imput.