Innsurance Preimum TRIPLED for one ticket.
While in Oregon last summer, I inadvertently got caught in a red light situation. Please keep in mind this is my first ticket in over 30 years. I fully expected my insurance to increase somewhat, ...
Forum Discussion
lanerd wrote:Fishinghat wrote:
Many things go into rating a policy holder besides citations and chargeable collisions. Your age, credit rating, principal address, and the record(s) of other drives in the household also count.
In Washington State, the state legislators passed a law the insurance companies could only consider the last 36 months history to underwrite your policy. So, being a policy holder in good standing for 20+ years doesn't mean squat anymore.
Age is 71, spouse 69. Credit rating 800+, CA resident, spouse has 0 tickets. CA might have a little to do with it as it always seems to be a little higher than other states. But given all the other criteria, I just can't believe a $4000 per year increase that is triple what I paid last year. Unbelievable!
Ron
I am sorry to say but your ages are probably working against you in this case. This ticket may be seen as a red flag for the insurance company...not saying I agree just that this is the reality.
I am 62, no moving violations at all and pay about $1200 per year for my new Dodge 4x4. I am going to move my insurance for my truck to GSI because they are cheaper. I quoted my current insurance with Progressive which wanted $400 per year more than my current (ESurance)
