Forum Discussion
lanerd
Jan 30, 2015Explorer II
Fishinghat wrote:
Many things go into rating a policy holder besides citations and chargeable collisions. Your age, credit rating, principal address, and the record(s) of other drives in the household also count.
In Washington State, the state legislators passed a law the insurance companies could only consider the last 36 months history to underwrite your policy. So, being a policy holder in good standing for 20+ years doesn't mean squat anymore.
Actually I did exactly that. However, I didn't ask for a reduction, mainly because the cost of the ticket wasn't that bad. I did explain my situation and threw myself at the mercy of the court. Never heard a thing back.....nothing!
Ron
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