Innsurance Preimum TRIPLED for one ticket.
While in Oregon last summer, I inadvertently got caught in a red light situation. Please keep in mind this is my first ticket in over 30 years. I fully expected my insurance to increase somewhat, ...
Forum Discussion
I've been thinking about personal responsibility kcmoedoe. I researched the circumstances and believe that we were wrongly ticketed. But we paid the fine and did not contest--perhaps a bigger mistake than falling in the ditch.
I should know better than to defend myself against criticism, however, reckless driving was too harsh a ticket for the circumstances. Not careless driving, reckless driving with "reckless disregard for people or property". Because it was promptly paid, no points were issued against the license, but we did not realize there would still be a record.
There was probably no way that charge could have been proven in court but we didn't know enough about insurance consequences to not pay the fine. Our letters were to try to help someone else by fixing the problem but nobody would take responsibility for the dangerous drive.
Fortunately we found an insurance company that did not consider us such a risk after that incident.
I should know better than to defend myself against criticism, however, reckless driving was too harsh a ticket for the circumstances. Not careless driving, reckless driving with "reckless disregard for people or property". Because it was promptly paid, no points were issued against the license, but we did not realize there would still be a record.
There was probably no way that charge could have been proven in court but we didn't know enough about insurance consequences to not pay the fine. Our letters were to try to help someone else by fixing the problem but nobody would take responsibility for the dangerous drive.
Fortunately we found an insurance company that did not consider us such a risk after that incident.
