That's really to bad. I had a claim earlier this year when a flash flood hit the campground we were in. about 75% of the campers had water damage. Mine was a total loss. I have American Family Insurance. I was told I needed to take the trailer in to a RV shop which I did. The RV shop happened to be one that American Family works with. the adjuster meet with the shop. they determined it was a total loss and the dealer gave them a value for the trailer. I was paid out in a matter of about 3 weeks from start to finish. I have my house and vehicles insured with them and have never had an issue.
