I help seniors out with their financials etc.
Every one of my clients that have been enticed 'by advertisements' into switching their insurance to a lower rate has had it go up even higher than what they were paying originally.
Each and every time I find buried in the policy a line that states:
"rate good for one year". They draw you in and then hit you up after one year. This is becoming THE way all these companies are doing business.
People need to read the entire policy word for word which most do not.