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Floridastorm's avatar
Floridastorm
Explorer
Nov 04, 2020

Roadside Assistance Plans Specific Coverage

I notice that most Roadside Assistance Plans reimburse for lodging, food, and etc. in the event of an accident with your RV. I don't see any of the plans that reimburse for lodging, food, and etc. in the event of a breakdown that needs repair service that is not caused by an accident. Are there any such plans and, if not, why not? One would think that the majority of the time you would need that reimbursement for lodging and food while your RV is in a shop far from home.

Thanks Much

Dave
Roadside Assistance

13 Replies

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  • Community Alumni's avatar
    Community Alumni
    Nov 04, 2020
    The Good Sam Extended Service Plan does. Reimbursement up to 10 days.
    $100.00 per day for meals and lodging and up to $60.00 per day for rental car costs.

    JimR
  • Mickeyfan0805's avatar
    Mickeyfan0805
    Explorer
    Nov 04, 2020
    Floridastorm wrote:
    One would think that the majority of the time you would need that reimbursement for lodging and food while your RV is in a shop far from home.

    Thanks Much

    Dave


    This would seem to be the answer to your question. Coverage for lodging and meals while a rig is in the shop would lead to such widespread claims that the cost of the plan would skyrocket.
  • Lwiddis's avatar
    Lwiddis
    Explorer II
    Nov 04, 2020
    “Are there any such plans and, if not, why not?”

    Cuzz insurance companies don’t want to write such coverage, don’t believe they’ll be able to sell that coverage due to price or lack of interest, their actuaries can’t predict the payouts, a fraud issue is perceived and/or no profit in that coverage. Why cover food?

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